Protecting your privacy is important to Carrollton Federal Bank, and our employees.  We want you to understand what information we collect and how we use it.  In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information.  The following policy serves as a standard for all Carrollton Federal Bank, employees for collection, use, retention, and security of nonpublic personal information.  WHAT INFORMATION WE MAY COLLECT: We may collect “nonpublic personal information” about you from the following sources: Information we receive from you on applications or other loan and account forms: Information about your transactions with us or others; and Information we receive from third parties such as credit bureaus.   “Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you.  For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.  Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. WHAT INFORMATION WE MAY DISCLOSE:  We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.  If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice. CONFIDENTIALITY AND SECURITY  We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.  We endeavor to maintain the most accurate and up-to-date customer records possible.  If you find that your account information is not correct, current or complete, please call or write to us at the telephone number or address on your account statement and appropriate corrections will be made as soon as possible. USA PATRIOT ACT - CUSTOMER IDENTIFICATION REQUIREMENTS IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT CONFIDENTIALITY AND SECURITY  To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.  What this means for you: When you open an account, we will ask for your name, physical address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.   In some cases, identification will be requested for those individuals banking with us prior to the effective date of the customer identification requirements because original documentation requirements was not obtained with the opening of the account, or we are unable to form a reasonable belief that we know the true identity of the existing customer.  In all cases protection of our customer’s identity and confidentiality is our pledge to you.