Checking

Freedom Checking

  • Unlimited Check Writing
  • Non-interest bearing
  • No monthly fee
  • No minimum balance
  • $20.00 to open account
  • One free order of checks per year
  • Free debit card or ATM card (pending credit approval)

Liberty Checking Account

  • Unlimited check writing
  • Non-interest bearing
  • $8.00 flat fee, first month is no charge
  • No minimum balance
  • $20.00 to open account
  • Free bank logo checks
  • Free debit card or ATM card (pending credit approval)
  • No travelers check issuance fee
  • No cashier’s check fee (up to 4 per month)

Patriot Checking Account

  • Unlimited check writing
  • Interest bearing
  • $500.00 required to open account
  • $5.00 fee if balance falls below $500.00, first month is no charge
  • Free debit card or ATM card (pending credit approval)

Spirit Checking Account (Student)

  • Unlimited check writing
  • Non-interest bearing
  • No monthly fee
  • No minimum balance
  • $20.00 to open account
  • Up to age 24
  • 1st order of 200 logo checks free
  • Free debit card or ATM card (pending credit approval)
  • Five (5) ATM transactions per month up to $10.00 free. (upon proof of charges with no overdrafts that month)
  • Free telephone transfers between savings and checking accounts (up to 5 per month)

Eagle Checking Account (50 Plus)

  • Unlimited checking writing
  • Interest bearing
  • $5.00 fee if balance falls below $100.00
  • $100.00 to open account
  • Free travelers check issuance fee
  • Free cashier’s check fee (up to 4 a month)
  • Free debit card or ATM card
  • $10.00 gift card to Kroger’s or Wal-Mart to be used on senior day when you open you account.
  • Free photocopy service
  • Free notary service
  • Two free orders of logo checks per year

Free Will Checking Account

  • Unlimited check writing
  • Interest bearing
  • No minimum balance
  • $100.00 to open account
  • Free debit card or ATM card
  • First order of checks free (200 max)
  • Free Lock Box rental for one year
  • Free Notary Service
  • Free On-Line Banking
  • Free Bill-Pay
  • Free Copies
  • No cashier’s check fee (up to 4 per month)

Contact a member of our staff today for specific information about our deposit products and interest rates.