Privacy Policy

Carrollton Federal Bank Privacy Policy, facts about how the Carrollton Federal Bank handles your sensitive information"
Rev 12/2020
FACTS WHAT DOES CARROLLTON FEDERAL BANK DO
DO WITH YOUR PERSONAL INFORMATION?

Why?

 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

 The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number and Payment history
  • Account balances and transaction history
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.

How?

 All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Carrollton Federal Bank chooses to share; and whether you can limit sharing.

 

Carrollton Federal Bank Privacy Policy Section 2:Why Carrollton Federal Bank Shares your personal information
Reasons we can share your personal information Does Carrollton Federal Bank  Share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes—
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We Don't Share
For our affiliates’ everyday business purposes—
information about your transactions and experiences		 No We Don't Share
For our affiliates’ everyday business purposes—
information about your creditworthiness		 No We Don't Share
For our affiliates to market to you No We Don't Share
For non-affiliates to market to you No We Don't Share

 

Carrollton Federal Bank Privacy Policy Section 3: Contact information regarding any Qestions.

Questions?

 Call (502)-732-4272
or go to https://www.CarrolltonFederal.com
Carrollton Federal Bank's Privacy Policy Part 4: Definitions
Who is providing this notice?

Carrollton Federal Bank
2539 Highway 227
Carrollton, KY 41008
What we do  
How does Carrollton Federal Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Carrollton Federal Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account or Apply for a loan
  • Pay your bills or deposit money
  • Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non financial companies.
  • Carrollton Federal Bank has no affiliates.
Non Affiliates Companies not related by common ownership or control. They can be financial and non financial companies.
  • Carrollton Federal Bank does not share with non Affiliates.
Joint Marketing A formal agreement between non affiliated financial companies that together market financial products or services to you.
  • Carrollton Federal Bank does not jointly market.

 

Carrollton Federal Bank's Privacy Policy Part 5: Other important Information
Other important Information

Carrollton Federal Bank does not disclose any non-public information about you to anyone, except as permitted by law. If you become an inactive customer, Carrollton Federal Bank will adhere to the privacy practices as described in this notice. The bank restricts access to your personal and account information to those employees who need to know that information to provide products and/or services to you. The bank maintains physical, and procedural safeguards that comply with federal regulations to guard your non-public personal information.